10 Tips To Help Make Your Kid A Money Genius

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Right now, my 3-year-old is obsessed with money. He loves coins (which is my pet peeve). I hate how dirty coins are, especially when in the hands of kids, not to mention the perfect size to swallow, and of course we all know, kids love putting things in their mouths, as we have other smaller children, that very well could happen.

Every now and then we give him a dollar note that he puts in his pocket. This must be the cleanest way to handle money. I’m forever finding it in the dryer.

In more recent times when he asks where daddy is and I say at work. I get the, WHY? So I tell him to make money so we can buy food and buy things.

Our kids don’t know it yet, but we transfer money into their bank accounts weekly. It’s not much of a weekly amount as we have so many kids, but it will add up over time and give them a head start when they need it.


Parents are the number one influence on their children’s financial behaviors. There are many ways to make your children and family money smart, even if you’re not now, it’s not too late to start, according to journalist and commentator, in Beth Kobliner’s book, “Make Your Kid a Money Genius (Even If You’re Not)”.

This book is a cleverly written must-have guide. Not only showing parents how to teach their children (from toddlers to young adults) to manage money in a smart way, but it also provides some financial advice for parents too. It’s also a good read and reference for teens as they grow into young adulthood.

This book is about instilling life values through delayed gratification, good old fashioned working hard, living within your means, the importance of getting a good education, and being generous toward others, which in turn sets your kids up for success handling money in their later years.

This book covers many valuable topics and is well worth the money and time for the lessons and tips that we can implement in our everyday lives. This will teach our children to become educated, make wise decisions and become money-wise. Lessons and habits that they can pass on throughout their lives.

Make Your Kid A Money Genius

One of the topics discusses protecting your family. A topic I covered previously in Why You Need Life Insurance which also very important.

You don’t need to be wealthy or a money genius to make your kids a money genius. Here are a few tips that the book touches on:

  1. Talking about money with your kids
  2. Talk about money early
  3. Be straightforward, but you don’t need to overshare
  4. Teach self-control
  5. Explain Wants vs. Needs
  6. Don’t compare your situation to others
  7. Use Anecdotes
  8. Don’t flaunt your bad money behavior in front of the kids
  9. Don’t Lecture
  10. Be a role model

This is not a sponsored post. I just love this book so much and value the information, that I wanted to recommend it to you as a must read.

Get your Kindle, Audio Book or Paperback NOW. You won’t regret it.

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  1. Bev Thoms says:

    Very Good advice Chloe. I wish I had done all that you are doing when my kids were young.
    I love reading your articles and stories. Well done.

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